.trd-calculator{margin-top:36px;margin-bottom:36px;scroll-margin-top:90px}.calc-shell{background:#1c2023;border:1px solid #49443d;border-radius:16px;overflow:hidden;color:#f5f5f5}.calc-shell>summary{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:30px;cursor:pointer;list-style:none}.calc-shell>summary::-webkit-details-marker{display:none}.calc-eyebrow{display:block;color:#ffad44;font-size:11px;letter-spacing:2px;font-weight:700;margin-bottom:10px}#calc-title{display:block;font-size:clamp(24px,3vw,34px);font-weight:700;line-height:1.2}.calc-subtitle{display:block;color:#b9c0c5;font-size:15px;line-height:1.5;margin-top:12px}.calc-toggle{color:#ffad44;font-size:32px;flex-shrink:0}.calc-shell[open] .calc-toggle{transform:rotate(45deg)}.calc-content{padding:0 30px 30px}.calc-intro{color:#c0c7cb;margin:0 0 22px;line-height:1.6}.calc-fields{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.calc-field{display:flex;flex-direction:column;gap:9px;font-size:14px;font-weight:600;min-width:0}.calc-field input,.calc-field select{box-sizing:border-box;width:100%;min-width:0;height:50px;background:#111517;border:1px solid #4d555b;border-radius:7px;color:#fff;padding:10px 12px;font:400 16px system-ui}.calc-field small{color:#aeb7bd;font-size:12px;font-weight:400;line-height:1.4}.calc-field input:focus-visible,.calc-field select:focus-visible,.trd-calculator button:focus-visible,.calc-shell summary:focus-visible{outline:2px solid #ffad44;outline-offset:3px}.calc-personal{display:flex;gap:12px;margin:24px 0 6px;font-size:13px;line-height:1.6;align-items:flex-start;color:#d3d8da}.calc-personal input{appearance:auto;width:20px;height:20px;flex:0 0 20px;margin:2px 0;accent-color:#ffad44}.calc-help{color:#aeb7bd;font-size:12px;margin:0 0 22px 32px}.calc-primary,.calc-lead{display:inline-flex;align-items:center;justify-content:center;gap:20px;border:0;border-radius:7px;padding:16px 24px;background:#ffad44;color:#111;font-weight:700;font-size:15px;cursor:pointer}.calc-primary:hover,.calc-lead:hover{background:#ffc474}#calc-status{font-size:14px;line-height:1.5;color:#d3b487;margin:18px 0 0}.calc-rates{color:#aeb7bd;font-size:12px;line-height:1.7;margin-top:20px}#calc-result{margin-top:24px;padding:24px;background:#111517;border:1px solid #414a50;border-radius:10px}.calc-total-label{font-size:14px;color:#b9c0c5}.calc-total{font-size:clamp(30px,4vw,44px);font-weight:750;line-height:1.3;margin:8px 0;color:#fff}.calc-note{font-size:13px;line-height:1.6;color:#b9c0c5;margin:10px 0 18px}.calc-breakdown{margin:22px 0}.calc-breakdown summary{color:#ffad44;cursor:pointer;font-size:14px}.calc-breakdown dl{margin-top:16px}.calc-row{display:flex;justify-content:space-between;align-items:baseline;gap:16px;padding:10px 0;border-bottom:1px solid #30383d;font-size:14px}.calc-row dt{color:#c5ccd0}.calc-row dd{margin:0;white-space:nowrap;font-variant-numeric:tabular-nums}.calc-terms{font-size:12px;color:#aeb7bd;line-height:1.65;margin:16px 0}.calc-terms p{margin:8px 0}.calc-individual-title{font-size:24px;line-height:1.3;font-weight:700}
@media(max-width:700px){.trd-calculator{margin-top:20px;margin-bottom:24px}.calc-shell>summary{padding:22px 18px}.calc-content{padding:0 18px 22px}.calc-fields{grid-template-columns:1fr;gap:18px}.calc-subtitle{font-size:14px}.calc-primary,.calc-lead{width:100%}#calc-result{padding:18px 14px}.calc-row{font-size:13px;gap:10px}.calc-personal{font-size:12px}.calc-intro{font-size:14px}.calc-help{margin-left:0}.calc-toggle{font-size:26px}}
@media(prefers-reduced-motion:reduce){.trd-calculator *{scroll-behavior:auto!important}}
/* v2: one input column, full breakdown alongside it */
.calc-layout{display:grid;grid-template-columns:minmax(260px,.85fr) minmax(0,1.15fr);gap:32px;align-items:start}.calc-fields{grid-template-columns:minmax(0,1fr);gap:17px}.calc-field{gap:8px}.calc-primary{width:100%;margin-top:18px}.calc-personal{margin-top:20px;margin-bottom:5px;font-size:13px}.calc-help{margin:0 0 4px 32px;color:#9ea8ae;font-size:12px;line-height:1.5}.calc-eligibility{margin-left:32px;font-size:12px;line-height:1.6;color:#9ea8ae}.calc-eligibility summary,.calc-rate-details summary{cursor:pointer;text-decoration:underline;text-underline-offset:3px}.calc-eligibility p{margin:10px 0}.calc-output{min-width:0}#calc-result{margin-top:0;padding:24px}.calc-breakdown{margin:20px 0}.calc-breakdown h4{font-size:14px;margin:0 0 10px;font-weight:600;color:#c5ccd0}.calc-breakdown dl{margin:0}.calc-row{font-size:13px;padding:10px 0}.calc-total{font-size:clamp(30px,3.4vw,42px)}.calc-note{font-size:12px}.calc-terms summary{cursor:pointer;text-decoration:underline;text-underline-offset:3px}.calc-rate-details{color:#9ea8ae;font-size:12px;line-height:1.6;margin:16px 0 0}.calc-rates{margin:8px 0 0}#calc-status:empty{display:none}.calc-placeholder{min-height:420px;display:flex;flex-direction:column;align-items:center;justify-content:center;padding:30px 18px;text-align:center;border:1px dashed #465057;border-radius:10px;background:#161a1d}.calc-placeholder[hidden]{display:none}.calc-placeholder-icon{font-size:28px;color:#ffad44;border:1px solid #534737;border-radius:12px;padding:15px 22px;margin-bottom:26px}.calc-placeholder h3{font-size:23px;font-weight:650;margin:0 0 12px;color:#e7ebed}.calc-placeholder p{font-size:14px;line-height:1.7;color:#aeb7bd;margin:0}.calc-placeholder-foot{display:block;font-size:12px;line-height:1.7;color:#838f97;margin-top:36px}
@media(max-width:760px){.calc-layout{grid-template-columns:minmax(0,1fr);gap:22px}.calc-placeholder{display:none}#calc-result{padding:20px 16px}.calc-output:has(#calc-result[hidden]) .calc-rate-details{margin-top:0}.calc-help{margin-left:32px}.calc-content{padding-left:18px;padding-right:18px}.calc-row{gap:12px}.calc-output{scroll-margin-top:90px}}